Home Buying 101: Loan Options
Whether you're a first-time homebuyer or looking to refinance, we have the financing solutions to help you reach your goals.
Options and Products
Purchase
Low Down Payment Options
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Federal Housing Administration (FHA) Loans: 3.5% minimum down payment
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U.S. Department of Veteran Affairs (VA) Loans: 0% down payment
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Rural Development Loans: 100% financing for select rural areas
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First-Time Homebuyer Loans
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Nebraska Investment Finance Authority (NIFA) Loans: Subsisted rate for first-time homebuyers
Conventional
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20% down: No monthly private mortgage insurance (PMI)
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Less than 20% down: Up front mortgage insurance
